Find the wealth outside the return.
Build a fuller view of what a taxpayer controls, then focus examinations on undeclared assets and income.
Problem
Reported activity is only part of the picture.
Reporting stops at the regulated edge.
Third-party reports cover regulated providers, while self-hosted wallets, decentralized protocols, and offshore activity can sit beyond that record.
Holdings are dispersed by default.
A single taxpayer may control assets across exchanges, chains, wallets, staking positions, and decentralized protocols.
The taxpayer base outpaces examination capacity.
Large reporting datasets create more leads than an agency can examine, making case selection the decision that shapes enforcement.
What is Ardence?
Ardence is an AI investigation platform built for all-source intelligence. For tax and revenue enforcement, teams can compare filed records with independently observed holdings, counterparties, and transactions.
How it works
Compare the filed position with observed activity.
Screen
Enrich third-party records with balances, assets, counterparties, and exposure. The agency can use that context to decide which cases enter its examination queue.
- Add blockchain context to addresses already tied to agency records
- Identify additional providers, wallets, and active counterparties
- Return the enriched record to the agency's case-selection process
Compare
Place the return beside the accounts, holdings, transfers, staking, and other activity observed during the agency-selected review period.
- Compare reported accounts and income with observed transaction history
- Identify unreported wallets, providers, holdings, or income signals
- Separate activity that matches the filing from items requiring examination
Locate
When investigators lawfully possess a seed phrase or public keys, use a secure workflow to locate associated addresses and move the results into transaction review.
- Derive and scan public keys across supported blockchains
- Identify associated addresses, balances, and transaction history
- Open discovered addresses for tracing and counterparty analysis
Refer
Document the discrepancy, financial trail, sources, and reasoning so an examiner or criminal investigation team can review the finding.
- Tie the starting record to the addresses and transactions reviewed
- Quantify the observed activity within the agency's selected scope
- Prepare the evidence for an information request, assessment, collection, or referral
Screen
Enrich third-party records with balances, assets, counterparties, and exposure. The agency can use that context to decide which cases enter its examination queue.
- Add blockchain context to addresses already tied to agency records
- Identify additional providers, wallets, and active counterparties
- Return the enriched record to the agency's case-selection process
Compare
Place the return beside the accounts, holdings, transfers, staking, and other activity observed during the agency-selected review period.
- Compare reported accounts and income with observed transaction history
- Identify unreported wallets, providers, holdings, or income signals
- Separate activity that matches the filing from items requiring examination
Locate
When investigators lawfully possess a seed phrase or public keys, use a secure workflow to locate associated addresses and move the results into transaction review.
- Derive and scan public keys across supported blockchains
- Identify associated addresses, balances, and transaction history
- Open discovered addresses for tracing and counterparty analysis
Refer
Document the discrepancy, financial trail, sources, and reasoning so an examiner or criminal investigation team can review the finding.
- Tie the starting record to the addresses and transactions reviewed
- Quantify the observed activity within the agency's selected scope
- Prepare the evidence for an information request, assessment, collection, or referral
Intelligence
Intelligence built for tax and revenue examinations.
Blockchain intelligence
See holdings and activity beyond the filed record.
Review attributed wallets, balances, transaction history, counterparties, services, and transfers associated with the taxpayer or entity.
TRM threat research
Recognize how value may be obscured.
Identify patterns such as intermediaries, mixers, cross-chain movement, and cash-out activity that may require closer examination.
All-source intelligence
Dozens of data partners. One investigation platform.
Ardence brings intelligence from TRM and specialized data providers into one investigation under a single Ardence contract.¹
Use Ardence to analyse company and ownership information alongside returns, third-party reports and financial evidence your agency is authorized to examine. Commercial partner intelligence and open-source information help teams investigate discrepancies and relationships behind the holdings, subject to each source's permitted-use and disclosure restrictions.
¹ Provider availability varies by customer and jurisdiction. Supplemental terms may apply.
Services
Expert support and training for tax and revenue teams.
- Learn more
Investigative support
Work with TRM specialists to reconstruct digital-asset activity and review the financial evidence behind a discrepancy. Your agency applies the tax rules and decides whether to examine, assess, or refer the case.
- Learn more
Crypto Tax Specialist certification
Build skills in understanding digital assets and reviewing financial evidence for tax investigations through TRM Academy.
Questions
FAQ
Start with a filed return, a discrepancy, a third-party record, a wallet address, a transaction hash, or an authorized seed phrase. TRM adds blockchain holdings, counterparties, attribution, and transaction history to the agency evidence already in the case.
No. TRM helps find assets, reconstruct holdings, trace transactions, and identify counterparties. The revenue agency and its tax technology apply jurisdiction-specific rules, calculate gains or losses, determine cost basis, and make the assessment.
TRM's blockchain intelligence API can enrich address lists inside agency systems with balances, assets, counterparties, and exposure. The agency defines its own tax-compliance rules, scoring, and examination priorities. TRM does not provide a tax-specific compliance score.
Ardence brings agency records and external intelligence into one examination. Forensics provides deeper crypto tracing and analysis when digital assets form part of the holdings picture. Your agency determines liability, cost basis, and any resulting action.
No. A team can begin reactively with evidence it is authorized to examine, then use TRM to reconstruct the relevant holdings and activity. The agency decides when monitoring is lawful, necessary, and consistent with its policies.
The revenue agency makes each decision under its own legal authority and procedures. TRM helps authorized teams find assets, document transaction paths, and preserve the evidence used to support review and action.
Insights
Insights on digital asset taxation.
Crypto Asset Taxation: The 7 Pillars of Highly Effective Tax Authorities in the Digital Age
A practical model for workforce, data, case selection, examinations, seizures, and collections.
How Crypto is Changing Wealth Creation and Impacting Tax Authorities
How mining, staking, lending, airdrops, and decentralized activity create new income streams.
Navigating Global Tax Regulation with TaxBit's Max Bernt
A discussion of CARF, DAC8, and the reporting frameworks shaping digital asset taxation.
